Our services

We offer an extensive range of financial services which enable us to create a tailored financial plan, whatever your financial situation. We will assist you with managing your short and long term financial needs, from starting out in the workforce, through to planning for retirement.

Wealth creation

Wealth creation is about building financial security now so you can focus on enjoying your lifestyle in the future. Choosing where and how to invest your money is a difficult decision and will depend on many factors including your overall investment objectives, approach to investment risk and the amount of time you have to invest.

We can help define your personal situation and recommend financial solutions and strategies to help you reach your financial goals.

Whether you are investing to finance your business, lifestyle, private education or provide for your retirement, it's never too late to take control.


Retirement planning

Planning for retirement is one of life's most important financial considerations. It's never too late to start retirement planning. We provide solutions to maximise retirement benefits, minimise taxation and assist our clients on planning for, and transitioning in to retirement.


Risk insurance

Risk insurance forms a critical part of the financial planning process. It provides you with protection against the financial implications of an event such as death, disablement, serious illness or injury.

There are a range of insurance options available that we can tailor to suit your needs and personal situation. The most common types of risk insurance include:

Income protection

In the event that you suffer an illness or injury and are unable to work, income protection provides you with a monthly benefit of up to 75 per cent of your salary.

Life Insurance

Life insurance helps alleviate the financial burden your family may be left with after your death. This is paid as a lump sum to your nominated beneficiaries to assist with medical costs, funeral expenses and help maintain your family’s lifestyle.

Total and permanent disability (TPD)

This provides a lump sum in the event of a total and permanent disability that prevents you from ever returning to work.

Critical illness / trauma

Trauma insurance is paid as a lump sum upon diagnosis of an eligible condition (eg cancer, heart disease) to help you get back on track.


Superannuation

We simplify the complex nature of superannuation and asist with consolidation of multiple accounts, establishing and maintaining your investment portfolio to suit your needs, as well as customising suitable tax-effective strategies to assist in building your retirement wealth.

Pensions

With many Australians now spending nearly the same amount of time in retirement as they did working, you need to maximise your accumulated wealth's potential to provide you with a planned financial future. We advise on all aspects of pensions and annuities, including potential Centrelink and aged care impact.